UK Open Banking — instant transfers, zero card fees

Split bills.
Get paid instantly.

Send a payment link, scan a receipt, split fairly — then get paid via UK Open Banking. Money lands in seconds, not days.

Free forever · No card details · FCA regulated

Request from

James Wilson

JW

“Dinner at Hawksmoor”

£47.50

Instant · No card fees · UK Open Banking

The process

How it works

From dinner to settled in under a minute.

01

Scan or create a bill

Point your camera at a receipt and we'll extract every item automatically. Or type it in — up to you.

02

Assign who owes what

Split equally, drag items onto contacts, or set custom amounts. Tax and service charge handled.

03

Send & get paid

One tap sends personalised links via WhatsApp or SMS. Money arrives in seconds via Faster Payments.

Features

Everything you need

Built for the UK. Powered by Open Banking.

Instant Faster Payments

Money moves directly bank-to-bank. Usually settles in under 30 seconds.

Bank-grade security

No card details, no holding your money. Straight to your bank account.

AI receipt scanner

Point your camera at any receipt and our OCR extracts every item automatically.

WhatsApp & SMS

Personalised payment links sent to everyone via their preferred channel.

Works for anyone

No app needed to pay. Works via a simple web link in any browser.

No card fees

Open Banking means zero interchange fees on every payment.

Pricing

Simple pricing

Start free. Upgrade when you need more.

Free

£0forever
  • 5 payment requests/month
  • 2 bill splits/month
  • 3 SMS notifications/month
  • Open Banking payments
  • 0.5% fee (max £2)
Get started free
Most popular

Plus

£2.99/month
  • Unlimited payment requests
  • Unlimited bill splits
  • 50 SMS/month
  • WhatsApp included
  • No transaction fees
  • Payment history export
Start Plus

Pro

£6.99/month
  • Everything in Plus
  • Unlimited SMS & WhatsApp
  • White-label pages
  • Group management
  • Analytics dashboard
  • API access
Start Pro